Does home insurance cover you when hosting a holiday party?

Having a few friends over won’t void your home insurance policy – the question is whether you have the right coverage in place. And do you have enough of it?

Potential risks of hosting a party at home

Although having to make a home insurance claim because of a party may seem unlikely, it’s always a good idea to protect yourself ahead of time. To ensure you have the right coverage in place, think about the potential risks your party may cause or incur – here are a few examples:

• Dog bites

• Kitchen fires

• Food poisoning

• Slip and falls in or around your house

• Children damaging your furniture

• Guests stealing expensive items

• Injuries/damages due to alcohol consumption (e.g. DUI accident)